The definition of risk leads most individuals to view it as a chance not worth taking. You, your board of directors, your shareholders and your loan customers would disagree. Your shared view is that risk is not something to be avoided. Rather, it should be appropriately managed. All loan portfolios contain risk. A strong loan review program helps you manage that risk.

At Brown Consulting Company, we’ve been providing outsourced loan review services for community and regional banks for over 30 years. Our approach is simple. We partner with your bank during the loan review engagement to provide you and your bank’s board of directors an objective, independent assessment of the portfolio’s risk. Our philosophy of partnering with our clients has resulted in building long-term relationships. In fact, most of our clients have been utilizing our services for a decade or more. We’ve accomplished this by following the adage that “you can learn a heck of a lot more by listening than talking.” So we actively listen to loan officers’ responses to our inquiries, engage in meaningful dialogue with management regarding matters requiring attention, and interface with employees at all levels in an organization in a respectful and professional manner.

Brown Consulting Company’s longevity is based on the coupling of these principals with a highly experienced staff. Each of our employees possess decades-long experience working as chief credit officers, commercial lenders, asset recovery specialists, or bank examiners.

If you would like to learn more about our organization and how we can assist you with meeting your bank’s loan review needs in a cost effective manner, please feel free to contact us at (215) 550-1133; or, email info@brownconsultingcompany.com, and we’ll gladly answer all your questions, or provide you with a proposal including referrals.

Henry Evangelista
President